Terms & Conditions

These Terms & Conditions ("Terms") govern your access to and use of aioscoach.pro and the services provided by AIOS Coach ("AIOS Coach," "we," "us," or "our"). By using the site or engaging our services (the "Services"), you agree to these Terms.

1. The Services

AIOS Coach provides done-for-you marketing and operations systems for independent life & health insurance agents, including content, lead capture, CRM setup, automations, webinars, scheduling, and related deliverables. Specific deliverables and timelines are described at signup or in your order.

2. Fees & billing

• Setup fees are one-time and due before build begins unless otherwise agreed.
• Monthly retainers are billed in advance and recur until canceled.
• Fees are non-refundable except where required by law.

3. Cancellation

Monthly plans are month-to-month and may be canceled with 30 days' notice. Upon cancellation, automated content and services stop; assets already delivered (your CRM account, website, and published content) remain yours.

4. Client responsibilities

• Provide timely access, credentials, and accurate information needed to deliver the Services.
• Hold and maintain all licenses required to conduct your insurance business.
• Review content before publication and ensure it meets the compliance and carrier requirements applicable to you and your jurisdiction.

5. Compliance & no guarantees

Content produced is general educational information, not individualized insurance, financial, tax, or legal advice. We do not guarantee specific results, lead volume, revenue, or rankings. You are solely responsible for regulatory compliance related to your license and marketing.

6. Intellectual property

Templates, systems, and tooling we use to deliver the Services remain our property. Deliverables created specifically for you become yours upon full payment. You grant us a limited license to use your brand assets solely to perform the Services.

7. Third-party platforms

The Services rely on third-party platforms (e.g., CRM, email, hosting, social networks). Your use of those platforms is subject to their own terms, and we are not responsible for their availability or actions.

8. Limitation of liability

To the maximum extent permitted by law, AIOS Coach is not liable for indirect, incidental, or consequential damages, and our total liability is limited to the fees you paid in the three months preceding the claim.

9. Termination

We may suspend or terminate the Services for non-payment or breach of these Terms. Sections that by their nature should survive termination will survive.

10. Changes & governing law

We may update these Terms; continued use constitutes acceptance. These Terms are governed by the laws of the state in which AIOS Coach is established, without regard to conflict-of-law rules.

11. Contact

Questions? Email [email protected].